INVESTOR RESOURCES
Insights for Serious Investors
Deep dives on loan strategy, deal structure, and lending decisions - written for investors who want more than a quick answer.
Sourcing, Seasoning, and Allowable Sources of Cash for Investment Property Loans
Where your cash comes from matters as much as how much you have. Learn how lenders verify sourcing and seasoning, which funds they usually accept or decline across conventional, DSCR, and bridge loans, and what to ask before you move money.
Do DSCR Loans Really Stay Off Your Credit Report and DTI?
A DSCR loan to your LLC commonly stays off your personal credit report, but a personal guaranty can still affect your DTI in your next loan application. Here’s how underwriters find it, what you’re required to disclose, and how conventional, DSCR, and VA loans treat it.
DSCR Prepayment Penalties: How They Work (and What to Ask Before You Sign)
DSCR loans often carry prepayment penalties that conventional loans typically don't. Here is how the three common structures work, when they apply, and what to check before you commit.
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